South Africa’s challenging economic climate has seen added pressure on cash-strapped consumers and businesses, which in some instances is resulting in a rise in criminal acts such as fraudulent insurance claims. The Insurance Crime Bureau’s (ICB) own data reflects that approximately 5% to 12% of all insurance claims submitted are fraudulent, while some reports suggest that as much as 30% of all insurance claims have a fraudulent element. Overall, insurance fraud is costing the industry billions annually and consumers are paying the price.